Mary Ann Lightfoot's Blog Posts

Mary Ann Lightfoot's Blog Posts

Case Study Housing Decision During Retirement
A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell their current home now and purchase another ho...

Standard Or Itemized
Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax returns. Roughly, 75% of households with mo...

Inventory Continues To Be A Challenge
In any given market, inventories fluctuate based on supply and demand considering area and price range. The National Association of REALTORS considers a balanced market to be a six...

Historical Perspective
In 1968, mortgage rates were 8.5%. The next year, rates went down to 7%. Homeowners could buy a 15-20% larger home for the same payments if they could find someone to assume their ...

The Right Agent And The Right Home
Some buyers think that finding the right home is the critical part of the buying process and that is how they determine which agent to use. While it is important, there may be...

Ready For Retirement
It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for retirement. It is hard to imagine that they are e...

Deductible Dilemma
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which reduces the amount of the claim that is paid by ...

Balancing Risk And Deductibles
The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured pays out of pocket before the insurance sta...

Homeowner Tax Changes
The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may r...

Surprise When Renting Your Home
Planning to go to the Masters next April 2-9th and don’t have a place to stay. Each year, there are homeowners who rent their home for a big premium during the Masters because ho...

Greater Association Of Las Vegas GLVAR November Housing Stats Video
I wanted to share this video to those interested in what's going on in the Las Vegas real estate market from our president, Dave Tina, whose term ends this month.Whether you're in ...

ATM Safety During The Holiday Season
During the holidays as throughout the year, getting cash from an ATM is normal for many people. ATM’s are available 24 hours a day and they’re located in bank branches, conveni...


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